Personal Finance: Turning Money into Wealth empowers students to successfully make and carry out a plan for their financial future. By introducing the ten fundamental principles of personal finance in a way that leaves a lasting impression, this text offers students lifelong tools that will help them effectively cope with an ever-changing financial environment. The Seventh Edition has beenupdated to reflect recent changes in the world of personal finance, including new tax laws, the recent economic downturn, weakness in the labor markets, the introduction of the Affordable Care Act, the explosion of student loans, and the rise of credit card debt.